Kaira

Digify AI Bot

Online • Digify AI
Digify Saathi Neural AI

Digify AI Assistant

Chat with Digify Saathi for instant solution architecture, ERP demos & custom pricing.

Instant Responses Book a Call Book a Demo

"Smart IT, Smarter Business. Experience the future of Cloud ERP, POS & Autonomous AI Operations."

— Digify Soft Solutions AI Engine
🇳🇬 Credit Control, Debtor Aging & Cash Flow Security

Customer Credit Sales & Collection Management in Nigeria

Customer Credit Limits, 30/60/90-Day Aging, Partial Payments & Collection Audits

Protect your working capital. Digify enables Nigerian wholesalers and distributors to set strict customer credit limits, track outstanding balances, and enforce overdue account locks.

Enterprise Functionality

Core ERP Capabilities for Nigerian Operations

Built for high transaction speeds, customer credit control, and multi-branch efficiency.

Customer-Specific Credit Limits

Assign approved credit thresholds and payment terms (e.g. 7, 14, 30 days) to individual dealers and wholesale buyers.

Automated Credit Holds & Overdue Locks

Automatically lock ordering for customer accounts that exceed credit limits or have overdue unpaid invoices.

30 / 60 / 90 / 120-Day Debtor Aging Analysis

Real-time aging reports showing exactly who owes what, for how long, and which accounts require urgent debt recovery.

Partial Payments & Multiple Settlement Methods

Accurately record partial bank transfers, cash payments, or cheques against specific invoice line items.

Sales Rep Collection Accountability

Track cash and bank transfers collected by field reps, matching collections against delivered sales orders.

Automated Account Statements via WhatsApp/Email

Generate and send comprehensive debtor ledger statements to clients with one click.

Target Sectors in Nigeria

  • Wholesale Distributors
  • FMCG Super-Stockists
  • Building Material Merchants
  • Pharmaceutical Wholesalers
  • Industrial Equipment Vendors

Nigerian Tax-Aware Financial Ledgers

In accordance with the Nigeria Tax Act 2025 reforms, Digify organizes sales invoices, input VAT receipts, withholding tax schedules, and financial books into audit-ready digital ledgers.

Compliance Notice: Digify produces organized transaction records to assist businesses and accountants with tax preparation.
Standard Operating Workflow

End-to-End Operational Flow

How Digify streamlines end-to-end execution across Nigerian enterprises.

1
Customer Profile
2
Approved Credit Limit
3
Sales Order Verification
4
Credit Invoice Issued
5
Debtor Ledger Entry
6
Automated Due Date Reminder
7
Partial / Full Payment
8
Credit Limit Restored
Regional Coverage

Key Nigerian Commercial & Trading Hubs

Localized ERP solutions deployed across major commercial markets and industrial corridors.

How does Digify prevent sales reps from issuing credit to defaulting customers in Nigeria?

Digify automatically blocks invoice creation when a customer has exceeded their credit limit or grace period, requiring managerial override to proceed.

Ready to Scale Your Nigerian Business with Digify?

Experience high-speed POS, real-time stock control, debtor collections, and WhatsApp automation.

Request Free Demo Chat with ERP Specialist